SIP Calculator - Systematic Investment Plan Returns
Free SIP calculator to calculate returns on mutual fund investments. Plan your systematic investment plan with projected returns and wealth creation.
Calculation Summary
Total Investment
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Estimated Returns
₹0
Total Value
₹0
CAGR
0%
Visualizations
Investment Growth
Portfolio Value
Payment Breakdown
Balance Over Time
Yearly Breakdown
Cumulative View
Investment Schedule
About SIP Calculator
Who Should Use This Calculator?
- Individual investors building long-term wealth
- First-time investors starting with small amounts
- Those seeking disciplined investment habits
- Parents planning for child's education
- Retirement planning investors
SIP Formula
The future value of SIP is calculated using:
FV = P × [((1 + r)^n - 1) / r] × (1 + r)
Where:
- P = Monthly investment amount
- r = Monthly return rate (annual return ÷ 12 ÷ 100)
- n = Total number of installments
- FV = Future value of investment
Understanding SIP Calculator
A Systematic Investment Plan (SIP) calculator helps you estimate the future value of your mutual fund investments made at regular intervals. SIP is one of the most popular ways to invest in mutual funds, offering the benefit of rupee cost averaging and power of compounding.
The SIP calculator projects your investment growth based on the monthly investment amount, expected annual return rate, and investment duration.
Benefits of SIP Investment
- Rupee Cost Averaging: Invest fixed amounts regularly regardless of market conditions
- Power of Compounding: Earn returns on your returns over time
- Disciplined Investing: Build wealth through regular investments
- Flexibility: Start, stop, or increase SIP anytime
Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds, similar to recurring deposits.
What is the power of compounding in SIP?
Compounding means earning returns on your returns. In SIP, your investment grows exponentially over time as each installment earns returns.
Is SIP better than lumpsum investment?
SIP provides rupee cost averaging, reducing the impact of market volatility. Lumpsum can be better in a rising market.